(Photo by Neil Godwin/Future Publishing via Getty Images)Future Publishing via Getty Images Thereās isnāt a week that goes by without getting an email or text telling me I won something valuable. Iām not that lucky, and neither are most people. According to Lookout Security, āspoofed (fake) social media profiles and fraud messages can all lead… More
Credit Card Rates Hit a Record High as Fed Fights Inflation Itās never a great time to carry credit card debt. But right now is arguably the worst time. The Federal Reserveās war on inflation has driven up the average credit card APR to 19.04% as of November 9, according to Bankrate.com. Thatās the highest… More
Filling taxes online concept. Vector of people filling tax form documents using internet servicesgetty The amounts exempt from federal estate and gift taxes are adjusted for inflation each year. The IRS has come out with the exemption amounts for 2023. Gift and Estate Tax Exemption: The amount you can give during your lifetime, or at… More
Key Takeaways Mortgage rates have increased dramatically, with the average 30 year fixed rate increasing from around 3% at the start of 2022 to around 7% now. This is down to the Fed’s policy of increasing interest rates in a bid to slow the economy and, most importantly, slow the rate of record high inflation.… More
Providence is the capital and most populous city of the state of Rhode Island and is one of the … [+] oldest cities in the United States. According to the latest data from the BLS, Rhode Island has the highest average interior designer salary.getty Interior designers get a lot of press these days, especially thanks… More
LLCgetty Limited liability companies, like partnerships both general and limited, are fundamentally creatures of contract law. The members agree with each other as to the business to be conducted by the LLC, and how that business will be conducted. The rights of members to manage the entity, to vote on members and managers, and to… More
Young workers will be allowed to contribute up to $22,500 pretax to a 401(k) in 2023, while those 50 and older will be able to sock away $30,000. getty The Internal Revenue Service announced today that young workers will be allowed to contribute up to $22,500 pretax to a 401(k) or similar retirement savings plan… More
President Joe Biden speaks about student loan debt forgiveness in the Roosevelt Room of the White … [+] House, Wednesday, Aug. 24, 2022, in Washington. (AP Photo/Evan Vucci)Copyright 2022 The Associated Press. All rights reserved The Biden administration has launched a beta version of its student loan forgiveness application, and borrowers can apply now. But… More
Credit card rewards are big business. Forty-seven percent of adults say theyāve used a credit card simply for its rewards. Many credit card rewards are sold based on the promise of free travel. In contrast, we save and invest our credit card rewards. LONDON – MARCH 01: A sample of the American Express RED, the… More
Compliance Concepts on Chalkboardgetty The announcement that Yvon Chouinard has given control of his $3 billion apparel company, Patagonia, to a Perpetual Business Purpose Trust, has generated a great deal of discussion about Purpose Trusts. The discussion centers around how the purpose of the trust can be enforced. Two general points about trusts. First, to… More
Senate Judiciary Chair Dick DurbinGetty Images Every morning, Todd Ficeto calls his wife to ask one question, āHas it posted yet?ā Ficeto is a federal prisoner at the satellite camp FCI Edgefield (South Carolina). His current release date from prison is listed as August 26, 2024 and, like thousands of other prisoners, Ficeto is waiting… More
US President Joe Biden speaks at Lancaster House in London on September 18, 2022. (Photo by Brendan … [+] Smialowski / AFP) (Photo by BRENDAN SMIALOWSKI/AFP via Getty Images)AFP via Getty Images The Biden administration released projections today on the anticipated impact of its sweeping new student loan forgiveness initiative. According to data compiled by… More
Tired or stressed businessman sitting on the walkway in panic digital stock market financial … [+] backgroundgetty Sometimes stocks do well, and bonds underperform. Some years bonds do well, and stocks underperform. This year, both stocks and bonds have performed poorly. For investors, this makes it extremely difficult to garner a positive return. Letās look… More
By Richard Eisenberg, Next Avenue getty Sharon Greenfelt Kersten, a 70-year-old publicist, loved the $1,900-a-month Fort Lauderdale, Florida, two-bedroom rental house where she lived and worked. But in November 2021, her landlord told her he planned to raise the rent by roughly 40%, to $2,800 monthly. “I absolutely could not afford that,” says Kersten. So,… More
WASHINGTON, DC August 24, 2022: US President Joe Biden delivers remarks regarding student loan … [+] forgiveness in the Roosevelt Room of the White House on Wednesday August 24, 2022. Education Secretary Miguel Cardona joined. (Photo by Demetrius Freeman/The Washington Post via Getty Images)The Washington Post via Getty Images The Biden administration has issued a… More
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