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  • if-you-went-to-these-schools,-you-may-qualify-for-student-loan-forgiveness:-here’s-what-to-do
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    If You Went To These Schools, You May Qualify For Student Loan Forgiveness: Here’s What To Do

    WASHINGTON, DC – JANUARY 27: U.S. Education Secretary Miguel Cardona delivers remarks at the … [+] department’s Lyndon Baines Johnson Building on January 27, 2022 in Washington, DC. (Photo by Chip Somodevilla/Getty Images) Getty Images Hundreds of thousands of borrowers may qualify for federal student loan cancellation under a program designed to address school misconduct.… More

  • street-earnings-overstated-for-67%-of-s&p-500-companies-in-1q22
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    Street Earnings Overstated For 67% Of S&P 500 Companies In 1Q22

    A financial data analysis graph. Selective focus. Horizontal composition with copy space. getty GAAP Earnings exaggerated the drop in 2020 and overstated the rebound in S&P 500 earnings in 2021. In the trailing-twelve-months (TTM) ended 1Q22, GAAP earnings continue to overstate the growth in Core Earnings. I see the same trends in Street Earnings, as… More

  • are-you-concerned-about-investing-in-a-529-plan?
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    Are You Concerned About Investing In A 529 Plan?

    Man with eyeglasses working at home in the living room while wife and daughter playing getty This past weekend was 5/29 or 529 day. It has been my experience that 529 plans are often viewed with trepidation. Whether its questions about how it will affect financial aid or the ability to use funds for out-of-state… More

  • irs-tax-return-audit-rates-plummet
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    IRS Tax Return Audit Rates Plummet

    What does a short-staffed IRS mean for taxpayers? Fewer audits! getty Tax audits are down. By a lot. Internal Revenue Service audit rates of individual taxpayers’ returns have dropped for all income levels from tax years 2010 to 2019, according to a new Government Accountability Office report. On average, individual tax returns were audited over… More

  • fixing-student-loans-for-real
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    Fixing Student Loans For Real

    Student loan debt listed on table with name tags. getty In accelerating forgiveness of certain income-based student loans, President Biden performed minor cosmetic surgery on an atrocious system. Fortunately, there’s a simple solution: Let students and parents borrow as well as refinance their loans at the prevailing Treasury’s 30-year bond rate. In accelerating forgiveness of… More

  • small-employers-beware…-new-state-retirement-plan-mandates-are-here
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    Small Employers Beware… New State Retirement Plan Mandates Are Here

    Female financial advisor discussing with business owner their options with new state mandated … [+] retirement plans. getty State-mandated retirement plans are evolving and gaining prevalence across the U.S. in order to respond to the retirement savings crisis. While a few states already have mandated retirement plans in place, 10 states are now working to… More

  • free-college?-it’s-already-an-option-in-most-states
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    Free College? It’s Already An Option In Most States

    While the United States is home to some of the best colleges and universities in the world, the way we fund higher education has some tragic flaws. Colleges and universities are incredibly expensive, and students frequently graduate with six figures in student loan debt as a result. Even the average student loan debt worked out… More

  • how-to-secure-last-minute-financial-aid-for-college
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    How To Secure Last-Minute Financial Aid For College

    Summer will be here before we know it, and that means a new academic year for colleges and universities is also on the way. After a few months of work or relaxation, new high school graduates and college students will pack up their bags and head to their campus apartments and dorms. What happens next… More

  • keeping-your-retirement-savings-on-track-amid-the-great-resignation
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    Keeping Your Retirement Savings On Track Amid The Great Resignation

    In May 2021, psychologist Anthony Klotz coined the phrase “The Great Resignation” to describe the record amounts of workers quitting their jobs after reevaluating their roles during the pandemic (cnbc.com, January 2022). Last year, on average, 3.98 million workers quit their jobs each month, the highest average on record since the Bureau of Labor Statistics… More

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