People shop for Black Friday deals in Glendale, California on Nov. 27, 2020 Los Angeles Times via Getty Images Weâve all heard stories of people who made a killing in the stock market based on their savvy observations: the mail carrier who bought Netflix stock early because he noticed the proliferation of red envelopes in… More
E-commerce became an essential part of life for shoppers and businesses after the spread of the coronavirus. The trend continues as the pandemic has forced more shoppers to stay home and shop online during the holidays. According to data from Adobe Analytics, consumers spent $9 billion on Black Friday, up around 22% from last year,… More
The coronavirus pandemic, while better understood than it was at the beginning of the year, still presents significant uncertainty in terms of how it will impact society and the economy. Despite the long-term uncertainty, positive preliminary vaccine and antibody treatment news in November from major pharmaceutical companies led to a feeling of optimism among investors.… More
President Donald Trump (Photo by Drew Angerer/Getty Images) Getty Images President Donald Trump paused student loans for one more month. Hereâs what you need to knowâand what it means for your student loans. Student Loans In an unexpected move, Trump has paused federal student loan payments for one more month until January 31, 2021. This… More
The U.S. Senate passed the Stop Student Debt Relief Scams Act on December 1, 2020 by unanimous consent. The legislation now proceeds to the U.S. House of Representatives for consideration. The Stop Student Debt Relief Scams Act bans fraudulent access to U.S. Department of Education … [+] computer systems using a borrower’s FSA ID. getty… More
Law getty The Uniform Law Commission has created a drafting committee to consider changes to the laws of so-called “unincorporated organizations”, which includes primarily the Uniform Limited Liability Company Act (ULLCA) but also includes the Uniform Limited Partnership Act (ULPA). The drafting committee, which will be chaired by DLA Piper lawyer Lisa Jacobs, is not… More
President Donald Trump (Photo by Tasos Katopodis/Getty Images) Getty Images Student loans may be due again starting January 1. If so, make sure you do these 7 things. Hereâs what you need to know. Student Loans If Congress or President Donald Trump doesnât extend student loan relief, your student loans will be due starting January… More
It is almost impossible to discharge student loans in bankruptcy. Only about 1 in 2,500 student loan borrowers who file for bankruptcy succeed in obtaining a full or partial discharge of their student loans. Nevertheless, there are several ways that borrowers can qualify for a bankruptcy discharge. Hereâs how. Student loan borrowers may be able… More
deagreez Finding money in your house isnât about actually finding money in your house. As satisfying as it is to be going through your laundry to discover a forgotten $20 in the back pocket of your jeans, Iâm talking about saving and excess. Found money is saved money and saved money is found money. Itâs… More
Apple CEO Tim Cook (Photo by Justin Sullivan/Getty Images) Getty Images OBSERVATIONS FROM THE FINTECH SNARK TANK Without any fanfare, Apple has launched a web portal to take applications for its credit card, the Apple Card. Prospective cardholders can use the site to determine if theyâll be approved (with no impact to their credit score)… More
The U.S. Department of Education has made improvements in the application forms for two of the most popular student loan forgiveness programs. Unfortunately, there havenât been any significant improvements in the approval rates. The improvements affect the Borrower Defense to Repayment Application and Public Service Loan Forgiveness (PSLF) Help Tool and application. New application forms make it… More
IRS announced the retirement contribution limits for 2021. getty The Internal Revenue Service (IRS) recently announced some adjustments to the income limitations on retirement account contributions for 2021. These changes were in the works regardless of who won the 2020 presidential election. President-elect Joe Biden has laid out ambitious plans to improve retirement savings rates,… More
Getty getty Whatâs the smartest way to consolidate debt? Hereâs what you need to know. Consolidate Debt If you have credit card debt, youâre not alone. The smartest strategy to pay off credit card debt is through credit card consolidation. When you consolidate credit card debt, you combine your existing credit card debt into a… More
getty Most investors aspire to hold those stocks that deliver exceptional returns over time. But could you stomach the ride? Perhaps not, suggests recent research. Most high-performing stocks donât see a smooth upward trajectory and the ride can be bumpy. Itâs a good reminder that volatility is a fact of life for investors, even if… More
When you donât have any credit history or your credit score is on the low side, common wisdom says to get a loan. With a new loan, you should be able to make payments and improve your score over time, right? Unfortunately, you canât always just âget a loanâ in the real world, and thatâs… More
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